Finance Center
Financing a Car in Union is Simple
Whether you have solid gold credit or a history of struggling with your finances - or you're somewhere in between - we can help you at Maxon Buick GMC in Union NJ. The specialists in our finance center are versatile enough to work with every kind of credit applicant. We'll move heaven and earth to help you get the financing you need. Here are some of the many ways we can help you.
The advantages of financing with a car loan
We believe a car loan is the best form of financing for most people. When you get approved for a loan, you can start building equity in the car you drive every day. That means you're building up real cash value that has your name on it. You can use that money to help you purchase your next vehicle someday. In addition, a car loan allows buyers from Green Brook and Woodbridge, NJ to someday own their vehicles and that's something you can't get with a lease.
A summary of car loan benefits
- A car loan lets you build equity - or cash value - in the car you're buying
- Once you pay off the loan, you will own that car and won't have any more payments
- When you complete your payments, you can sell the vehicle or trade it in on a new one
- You have no limits on how many miles you can drive
- Your car insurance rates might be lower
- You can modify the car any way you want
The advantages of financing
with a lease
The primary benefit of a lease is that it requires less money out of your pocket. The initial down payment will be lower and so are your monthly car payments. In addition, a lease is an easy way to get the advantages of new-car styling and features every few years. At the end of your lease, you don't have to sell the car because you won't own it. We'll take care of that for you
A summary of leasing benefits
- Lower monthly payments
- A lower down payment
- Potentially lower repair costs
- You don't have to worry about re-sellling it
- Get a new car every few years
- You can buy the car at the end of the lease
No Credit and Bad Credit Car Financing Options
A history of bad credit doesn't have to be a roadblock to getting the car you need. You will, however, have to jump through more hoops to get a bad credit car loan. The lender might require a higher-than-usual down payment, a co-signer or supporting documentation. The lender might approve you for a smaller loan than you want but you can simply buy a lower-priced vehicle. You can apply online for credit and we can help you with the approval process. We work with a wide variety of lenders to give you as many options as possible.
Buying a Car with Your ITIN
If you don't have a Social Security number, you can still get approved for financing by the kinds of lenders that we work with. The ITIN (Individual Taxpayer Identification Number) is a tax processing number that the IRS gives to people who can't get a Social Security number. You can use that to get a loan and we can show you how to use your Tax ID number.
Explore Our Car Offers and Used Car Specials for Additional Savings
Another way for our Jersey City and Newark NJ buyers to bridge the gap between your limited finances and the car you want is to lower your expectations. We offer lower-priced used cars and we also have specials for both new and used cars that can reduce the cost of your next vehicle. Discover all the ways our finance specialists can help you at Maxon Buick GMC in Union NJ.
How Can We Help?
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Maxon Buick GMC
2301 RT 22 West
Union, NJ 07083
- Sales: (908) 768-2036
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